Website: Abhinay Bhandari Niraula

Last updated: 10/12/2026

These Terms of Use explain the conditions that apply when you access or use this website (the “Site”). Please read them carefully. By using the Site, you acknowledge these Terms of Use and the Privacy Policy. If you do not agree, please stop using the Site.

In these Terms, “we”, “us” and “our” refer to the website operator identified below. “You” means any person who accesses or uses the Site.

1. Website Operator and Contact Information

The Site is operated by Abhinay Bhandari Niraula.

Legal name: Abhinay Bhandari Niraula

Registered address: [Insert full registered address, if applicable]

Correspondence/mailing address: [Insert correct mailing address]

Email: [Insert contact email]

Please note: the registered address may not be suitable for correspondence. Use the mailing address above where provided.

2. Accessing the Site

You are responsible for arranging the internet connection and equipment needed to access the Site. You are also responsible for ensuring that anyone who accesses the Site through your internet connection is aware of these Terms and complies with them.

If you are a parent or guardian and consent to a child using the Site, you agree to these Terms in relation to that use, to the extent permitted by applicable law.

3. Intellectual Property Rights

Unless otherwise stated, the Site and its content are owned by or licensed to the website operator and may be protected by copyright, trademark and other intellectual-property laws. All rights are reserved.

Third-party names, logos and trademarks remain the property of their respective owners. Their appearance on the Site does not imply endorsement or affiliation.

You may share links to pages on the Site for personal, non-commercial purposes, provided you do so fairly, lawfully and without implying endorsement or damaging the website operator’s reputation.

Unless permitted by law or authorised in writing, you must not reproduce, republish, modify, commercially exploit or distribute Site content; remove or alter copyright notices; or use any trademark appearing on the Site.

Where contributors are identified, their authorship must be acknowledged where required.

4. Reliance on Information

Content on the Site is provided for general information only and is not intended to be professional, legal, financial or other advice. You should obtain appropriate independent advice before relying on information that may affect your decisions.

We aim to keep information accurate and current, but do not guarantee that all content is complete, accurate or up to date.

5. Changes to the Site

We may update, change, suspend or withdraw any part of the Site at any time. Content may become out of date, and we are not obliged to update it unless required by applicable law.

6. Liability

To the extent permitted by applicable law, the Site and its content are provided without warranties or guarantees, whether express or implied.

To the extent permitted by applicable law, we are not liable for indirect or consequential loss, or for loss of income, revenue, business, profits, contracts, anticipated savings, data or goodwill arising from or in connection with use of, inability to use, or reliance on the Site or linked websites.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that applicable law does not permit us to exclude.

7. Indemnity

To the extent permitted by applicable law, you agree to compensate the website operator for reasonable losses, costs and expenses arising directly from your material breach of these Terms or unlawful use of the Site.

8. Personal Information and Cookies

Our collection and use of personal information, and our use of cookies and similar technologies, are explained in the Privacy Policy.

9. Viruses, Security and Prohibited Use

You must use the Site lawfully and only for its intended purposes. You must not knowingly introduce viruses, trojans, worms, logic bombs or other malicious or harmful material.

You must not attempt to gain unauthorised access to the Site, its hosting server or connected systems; circumvent security measures; carry out a denial-of-service or distributed denial-of-service attack; or interfere with another person’s use of the Site.

Except where permitted by law or authorised in writing, you must not copy, modify, reproduce, disassemble, broadcast, sublicense, republish, transmit, publicly display, sell, exploit, create derivative works from or distribute Site content or trademarks, including those of third-party partners.

If you breach this section, we may suspend or terminate your access where lawful. We are not responsible for harm caused by malicious software or attacks outside our reasonable control, subject to applicable law.

10. Linking to the Site

You may link to the Site’s homepage in a fair and lawful way that does not damage our reputation or suggest an association, approval or endorsement that does not exist.

You must not frame the homepage on another site without our written permission. We may withdraw linking permission where appropriate.

For permission to use Site content in another way, contact: [Insert contact email].

11. Links from the Site

The Site may link to third-party websites or resources for convenience or information. We do not control those websites and, unless expressly stated, do not endorse their content, products or services.

Accessing a third-party website is at your own risk. Its own terms and privacy notices apply to information you provide there. If you believe third-party content infringes your rights, contact the relevant website operator.

12. Third-Party Software and Services

Some Site features or content may require third-party software or services. Their use may be subject to separate licence terms and policies. To the extent permitted by law, we are not responsible for third-party software, its availability or its performance.

13. Governing Law and Jurisdiction

Proposed wording, only if confirmed as appropriate: “These Terms and any dispute arising out of or in connection with them are governed by the laws of [insert jurisdiction]. The courts of [insert jurisdiction] will have [exclusive/non-exclusive] jurisdiction, subject to any mandatory rights that apply to you.”

14. Electronic Communications

When you contact us or use the Site, you agree that we may communicate with you electronically where permitted by law. Electronic communications may satisfy legal requirements for written communication where applicable law allows.

15. Changes to These Terms

We may revise these Terms from time to time by publishing an updated version on this page. The “Last updated” date will indicate when the current version was posted. Please check this page periodically.

16. General Provisions

Severability: If a provision of these Terms is held unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

Entire agreement: These Terms and any policies expressly incorporated into them form the agreement between you and us concerning use of the Site, subject to any rights that cannot be excluded by law.

Assignment: [Confirm with legal counsel whether and how either party may assign rights or obligations under these Terms.]

Waiver: A failure or delay in enforcing a provision does not necessarily waive the right to enforce it later.

Third-party rights: These Terms do not give third parties rights to enforce them unless applicable law provides otherwise.

17. Contact

If you have questions about these Terms, contact:

Email: [Insert contact email]

Mailing address: [Insert correct mailing address]